/* HTML Tags */
body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	text-decoration: none;
	background-color: #FFFFFF;
	background-image: url('../images/skandia-bg.gif');
	background-repeat: repeat
}

td {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	text-decoration: none;
}

p {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	text-decoration: none;
}

/* Text Styles */

.boldText {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: bold;
	text-decoration: none;
	}

.boldText1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-style: normal;
	font-weight: bold;
	text-decoration: none;
	}		

.boldTextBlue {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: bold;
	color: #0D3692;
	text-decoration: none;
	}
	
.blueText {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	color: #0D3692;
	text-decoration: none;
}

.heading1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-style: normal;
	line-height: normal;
	font-weight: bold;
	font-variant: normal;
	color: #0D3692;
	text-decoration: none;
}

/* Link Styles */

/* Default Links */

a:link {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	line-height: normal;
	font-weight: normal;
	color: #35A6AC;
	text-decoration: none;
}
a:visited {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	line-height: normal;
	font-weight: normal;
	color: #35A6AC;
	text-decoration: none;
}
a:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	line-height: normal;
	font-weight: normal;
	color: #0D3692;
	text-decoration: underline;
}
a:active {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: normal;
	line-height: normal;
	font-weight: normal;
	color: #35A6AC;
	text-decoration: underline;
}